Welcome to Our Online Loan Referral Service

1 reviews
Loan agency in Travis County, Texas

22000 Odell Fairway Trail, Spicewood, TX 78669, USA
+1 (512) 608-0035
excelfinco.com
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you read the reviews of our clients.

Excel Finance applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Darby Kessler

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Otis Schmidt

Excel Finance applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Abbey Schinner

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Spicewood, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to issue loans in Spicewood, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Excel Finance help take out a payday loan in Spicewood, Texas?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Spicewood, Texas. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Spicewood, Texas

Your Loan Depot

1401 N Frazier St, Conroe, TX 77301, USA

+1 (936) 703-5159

www.loandepotdollars.com

Listo Loans

500 N Zaragoza Rd ste y, El Paso, TX 79907, USA

+1 (915) 201-2550

listoloans.com

Speedy Cash

7434 Airline Dr, Houston, TX 77076, USA

+1 (713) 884-8347

www.speedycash.com

Woodforest National Bank

14235 Farm to Market 2920, Tomball, TX 77377, USA

+1 (832) 375-2710

www.woodforest.com

Extraco Banks | Temple: Downtown

18 S Main St, Temple, TX 76501, USA

+1 (254) 774-5500

extracobanks.com

Cash America Pawn

1324 N Main St, Cleburne, TX 76033, USA

+1 (817) 645-6333

Kleberg Bank Airline

2037 Airline Rd, Corpus Christi, TX 78412, USA

+1 (361) 850-6800

www.klebergbank.com

ACE Cash Express

9130 Dyer St, El Paso, TX 79924, USA

+1 (915) 751-4820

www.acecashexpress.com

Southside Bank

1477 North Beulah Street, Hawkins, TX 75765, USA

+1 (903) 769-9610

www.southside.com

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