Welcome to Our Online Loan Referral Service


201 E Texas Ave, Stratford, TX 79084, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you read some of the testimonials of our customers.

Wasted too much efforts with this company. They charge hidden fees! Unhappy

Joannie Lockman

Applied for a loan second time. Got denied! No idea for what reason! No explanation. Tricky company.

Amie Considine Jr.

This company is a rip off. I will never apply again. $20 goes towards loan and you keep $78 for interest.

Dr. Jeanie Klein

Seems a fraudulent website. They ask for too many personal data. I think it’s risky to spread such details [online|on the Internet. You’d better find another website.

Aniyah Adams

Interest too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Zelma Abernathy

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Stratford, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is trouble-free and fast to get approved for payday loans in Stratford, New York. The APR will be set individually for each applicant and will depend on the personal information the borrower filled in.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments in good time.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

APR Calculator

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LoanStar Title Loans

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Excel Finance

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+1 (830) 768-2274

excelfinco.com

DATCU Credit Union

600 W Ford St, Decatur, TX 76234, USA

+1 (940) 387-8585

www.datcu.org

Spirit of Texas Bank

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+1 (281) 252-8888

www.sotb.com

Frost Bank

975 William D Tate Ave, Grapevine, TX 76051, USA

+1 (817) 420-5200

locations.frostbank.com

Sun Loan Company

1474 W Price Rd #8, Brownsville, TX 78520, USA

+1 (956) 541-1200

www.sunloan.com

FirstBank & Trust

3405 22nd St, Lubbock, TX 79410, USA

+1 (806) 788-0817

www.firstbanktexas.com

Legacy AG Credit Aca

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+1 (903) 734-5550

www.legacyaca.com

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