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3 2 reviews

100 N Main St, Stratford, TX 79084, USA
+1 (806) 366-2265
locations.happybank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you get acquainted with the reviews of our customers.

Nice people good service

Dayana Barrows

If you are new in town, this bank is not for you.

Emmet Johns

Pay Attention

Lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Stratford, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Stratford, New York is taken out easily and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Happy State Bank help take out a payday loan in Stratford, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Stratford, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Stratford, Texas

Advance America

301 TX-243 Ste. 127, Canton, TX 75103, USA

+1 (903) 567-3302

www.advanceamerica.net

Ancla Corp. Payday and Title Loans

10271 N Loop Dr, Socorro, TX 79927, USA

+1 (915) 351-2224

Hill Country National Bank

1210 S Water St, Burnet, TX 78611, USA

+1 (512) 756-7363

www.hillcountrynationalbank.com

Texas Farm Credit

6540 Alliance Dr, Rockwall, TX 75032, USA

+1 (214) 442-9095

www.texasfcs.com

America's Cash Plus

201 S Americas Ave Ste 104, El Paso, TX 79907, USA

+1 (915) 859-1399

Snyder Payday & Title Loans

3012 College Ave, Snyder, TX 79549, USA

+1 (325) 574-2700

NavyArmy Community Credit Union

12129 Leopard St, Corpus Christi, TX 78410, USA

+1 (800) 622-3631

www.navyarmyccu.com

First Cash Advance

2600 FM1764 #160, La Marque, TX 77568, USA

+1 (409) 986-4288

Money & More Pawn

575 Ranch to Market Rd 150, Kyle, TX 78640, USA

+1 (512) 262-0285

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