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Created Date
1996-11-01
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Feedback about Happy State Bank?
Here you get acquainted with the reviews of our customers.
Nice people good service
Dayana Barrows
If you are new in town, this bank is not for you.
Emmet Johns
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Lenders are shown in the first three points. Below info offers common information about payday loans.
Payday Loans in Stratford, New York
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Stratford, New York is taken out easily and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
25% small loan cap
How will Happy State Bank help take out a payday loan in Stratford, New York?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Stratford, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Stratford, Texas
Worth Finance Corporation
4877 W Commerce St, San Antonio, TX 78237, USA
+1 (210) 227-0320
myworthloans.com
Texan Credit Corporation
6606-17 S Congress Ave, Austin, TX 78745, USA
+1 (512) 428-9120
texancredit.com
PlainsCapital Bank Personal Teller Machine
6319 4th St, Lubbock, TX 79416, USA
+1 (866) 303-0550
www.plainscapital.com
Big Tex Finance
131 Horizon Blvd # 4, Socorro, TX 79927, USA
+1 (915) 790-1500
www.bigtexfinance.net
Austin Finance
4360 S Congress Ave Ste 112, Austin, TX 78745, USA
+1 (512) 472-5131
www.austinfinancecompany.com
Spirit of Texas Bank
220 E Cedar Creek Pkwy, Seven Points, TX 75143, USA
+1 (903) 432-2204
www.sotb.com
