Welcome to Our Online Loan Referral Service

3 2 reviews

100 N Main St, Stratford, TX 79084, USA
+1 (806) 366-2265

Domain Info

Created Date


Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you get acquainted with the reviews of our customers.

Nice people good service

Dayana Barrows

If you are new in town, this bank is not for you.

Emmet Johns

Pay Attention

Lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Stratford, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Stratford, New York is taken out easily and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.


25% small loan cap

How will Happy State Bank help take out a payday loan in Stratford, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Stratford, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Stratford, Texas

Stepstone Credit

617 S Texas Blvd unit d, Weslaco, TX 78596, USA

+1 (956) 532-6598


Common Cents Credit Union

120 East Leblanc Street, Winnie, TX 77665, USA

+1 (409) 296-1071


Check N Title Loans

3415 S Cooper St #141, Arlington, TX 76015, USA

+1 (817) 557-3400


Gold Star Finance

930 W 2nd St, Mercedes, TX 78570, USA

+1 (956) 514-2466


Shamrock Finance

5825 Old Bullard Rd #100, Tyler, TX 75703, USA

+1 (903) 581-4175


Goldstar Finance Inc.

11101 Leopard St #7, Corpus Christi, TX 78410, USA

+1 (361) 241-5668


First National Bank

220 Palo Pinto St, Weatherford, TX 76086, USA

+1 (817) 598-4900


BancorpSouth Bank

101 E Polk St, Burnet, TX 78611, USA

+1 (512) 756-6166


Frost Bank

2120 Spring Stuebner Rd Suite 630, Spring, TX 77389, USA

+1 (713) 388-7600