What people think about ATM First State Bank Central Texas?
Below you find some of the testimonials of our clients.
APR too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…
Rico Kessler
Said I was accepted for a cash advance loan. Have been waiting 5 days, still no money I my account. I suppose it’s fraud.
Emilio Schroeder
Pay Attention
The previous three items describe a precise company. But below you can read common data about payday loans.
Payday Loans in Temple, New Hampshire
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Temple, New Hampshire. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
APR
36% small loan cap
Max Loan
$500
Min Term
7 days
Max Term
30 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Temple, Texas
FirstBank & Trust
1810 Hall Ave, Littlefield, TX 79339, USA
+1 (806) 385-4441
www.firstbanktexas.com
Austin Telco Federal Credit Union
3705 N Main St, Taylor, TX 76574, USA
+1 (512) 302-5555
www.atfcu.org
