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5 4 reviews
Loan agency in Texarkana, Texas

4001 N State Line Ave, Texarkana, TX 75503, USA
7 years in business
+1 (903) 793-4694
www.loansbyworld.com
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you get acquainted with the feedback of our clients.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Jana Ledner

For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.

Cole Hintz

No matter how much asked for a loan. Constantly denied. No idea why?

Maggie Keebler IV

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Michel Goldner

I took out a loan from World Finance 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Orion Moore

I tried to borrow money from World Finance. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Chris Jenkins

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Texarkana, Arkansas

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Texarkana, Arkansas is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.

APR

17% usury cap

How will World Finance help issue a payday loan in Texarkana, Arkansas?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Texarkana, ar will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Security Finance

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Express Bad Credit Loans

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American National Bank of Texas

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anbtx.com

Atlas Credit Co., Inc.

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Advance America

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Education Credit Union - 45th

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+1 (806) 358-7777

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S.A.M. Check Cashing Machine

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