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3.6 5 reviews
Loan agency in Texarkana, Texas

4420 W 7th St, Texarkana, TX 75501, USA
7 years in business
+1 (903) 223-7500
www.excelfinco.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Excel Finance?

Below you get acquainted with some of the opinions of our clients.

I would definitely recommend their service.

Richard Kuphal

Even my trash service accepts debit without a charge, over the internet.

Bernita Smith

Amber is extremely friendly and made the entire process so easy for me.

Vivianne Cronin

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Texarkana, Arkansas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to access in Texarkana, Arkansas. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

17% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments punctually.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Texarkana, Texas

Cash America Pawn

3050 Gears Rd, Houston, TX 77067, USA

+1 (281) 583-7296

Southside Bank

541 S Timberland Dr, Lufkin, TX 75901, USA

+1 (936) 634-2222

www.southside.com

Commercial Bank of Texas, N.A.

401 Main St, Kennard, TX 75847, USA

+1 (936) 655-2141

cbtx.com

ACE Cash Express

1414 Gessner Rd, Houston, TX 77080, USA

+1 (713) 461-2194

www.acecashexpress.com

Texas Car Title & Payday Loan Services, Inc.

2435 Fulton St Suite B, Houston, TX 77009, USA

+1 (832) 648-1177

texascartitleandpaydayloanservicesinc.com

CashMax Title & Loan

1809 US-281, Marble Falls, TX 78654, USA

+1 (830) 265-5002

www.cashmaxtexas.com

FirstCapital Bank of Texas

2525 Kell E Blvd #100, Wichita Falls, TX 76308, USA

+1 (940) 763-2100

www.fcbtexas.com

Fl Loan Oak Llc

911 S WW White Rd, San Antonio, TX 78220, USA

+1 (210) 333-0558

ACE Cash Express - ATM

1217 N Loop 336 W ste c, Conroe, TX 77301, USA

+1 (936) 756-0880

www.acecashexpress.com

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