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4.3 6 reviews

3000 New Boston Rd, Texarkana, TX 75501, USA
+1 (903) 838-6500
www.bancorpsouth.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you see the feedback of our clients.

I took out $300 for several days. When the payday loan was returned, they applied a huge commissions, I had to pay almost $400.

Kameron Carroll

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Kaela Willms

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Electa Ryan DDS

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Texarkana, Arkansas

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Texarkana, ar. They are issued at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

17% usury cap

How will BancorpSouth Bank help take out a loan in Texarkana, Arkansas?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Texarkana, ar will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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