Welcome to Our Online Loan Referral Service

5 2 reviews

101 S Railroad St, Troup, TX 75789, USA
+1 (903) 842-0021
www.fnbhs.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

1998-01-23

Mailing Address

Texas, United States

Company Name

First National Bank of Hughes Springs

First National Bank of Hughes Springs

Contact Data

What people think about First National Bank of Hughes Springs - Troup Branch?

Below you get acquainted with some of the opinions of our clients.

Online application. I only needed an ID and a bank account. Fast processing. The first time I was accepted for $400 only. Hope the limit will be more next time. APR is average. Paid off the debt early. If you wish, the term can be also extended.

Dr. Brock Kovacek

Was invited to a wedding but was broke at that time. A friend recommended me to contact First National Bank of Hughes Springs - Troup Branch. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was very easy.

Prof. Kody Rowe PhD

Was invited to a wedding but was empty at that time. A friend recommended me to address First National Bank of Hughes Springs - Troup Branch. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had bad credit. In general, The process was simple.

Carmen Kemmer I

Recently I urgently needed money to pay for a business trip. I submitted an application form via the website of First National Bank of Hughes Springs - Troup Branch. I entered the basic personal data. No phone calls. The requested loan was approved within 20 minutes. The money was sent to my bank account the same day. Awesome lender!

Dr. Mike Kovacek III

I always use First National Bank of Hughes Springs - Troup Branch when it need a payday loan. The application process is hassle-fee. No complaints.

Elfrieda Farrell Sr.

Important

The above-given information provides the details about a certain company. The information below is about common information about payday loans.

Payday Loans in Troup, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Troup, Texas is are easy to access. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Troup, tx approve people with bad credit. You can apply for a bad credit payday loan online at any time of the day and if approved could have the funds in your account within several hours.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

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