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4.2 29 reviews
Loan agency in Universal City, Texas

12000 E Loop 1604 N Ste 100, Universal City, TX 78148, USA
+1 (210) 566-5537

Domain Info

Created Date


Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

[email protected]



Feedback about Cash Store?

Here you get acquainted with the feedback of our clients.

Jacob at the front desk did an absolutely excellent job in customer service.

Pablo Breitenberg

I always get great service and I keep coming back !

Schuyler Cummings

I will definitely refer a friend to this location.

Hanna McDermott

Pay Attention

Further there will be given the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Universal City, Texas

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are considered as payday loans in Universal City, tx. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.


can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Cash Store help take out a loan in Universal City, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Universal City, Texas. The company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Universal City, Texas

First Cash Advance

1245 N Fry Rd # D, Katy, TX 77449, USA

+1 (281) 579-7609

Eastman Credit Union

3066 N Eastman Rd, Longview, TX 75605, USA

+1 (800) 999-2328


Texas First Bank

6731 Spencer Hwy, Pasadena, TX 77505, USA

+1 (281) 487-4444


Texas Car Title & Payday Loan Services, Inc.

428 Uvalde Rd, Houston, TX 77015, USA

+1 (713) 453-2597


Regional Finance

5488 Walzem Rd, San Antonio, TX 78218, USA

+1 (210) 646-0304


First Convenience Bank

925 10th St, Floresville, TX 78114, USA

+1 (800) 903-7490


Excel Finance

22000 Odell Fairway Trail, Spicewood, TX 78669, USA

+1 (512) 608-0035


Security Service Federal Credit Union

9253 N Loop 1604 W, San Antonio, TX 78249, USA

+1 (800) 525-9570


Sun Loan Company

2718 E Grant St Ste C, Roma, TX 78584, USA

+1 (956) 847-2600