Welcome to Our Online Loan Referral Service


3650, I-40, Vega, TX 79092, USA
+1 (800) 447-2265
happybank.com
Saturday
6AM–2AM
Sunday
6AM–2AM
Monday
6AM–2AM
Tuesday
6AM–2AM
Wednesday
6AM–2AM
Thursday
6AM–2AM
Friday
6AM–2AM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the reviews of our clients.

Happy State Bank ATM is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Marley Nitzsche

I trusted Happy State Bank ATM when it was necessary to get a small loan. I submitted an application quickly. No problems.

Juwan Macejkovic

Not the first time I use Happy State Bank ATM. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when money is urgently needed.

Shane Renner

Thanks to Happy State Bank ATM for helping when money is emergenctly needed. I have been applying to this service for more than a year and everything is always honest, without hidden fees.

Susan Jones

The cash advance is deposited easily and quickly. There is a minus - a great fee when returning a loan.

Savanah Kub

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Happy State Bank ATM. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Prof. Myah Bashirian V

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Vega, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to take out loans in Vega, Texas. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a payday loan in Vega, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Vega, tx will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Vega, Texas

TFNB Your Bank for Life

401 S Main St, McGregor, TX 76657, USA

+1 (254) 840-2836

www.tfnbtx.com

World Finance

265 A Jefferson St, Eagle Pass, TX 78852, USA

+1 (830) 757-3246

www.loansbyworld.com

Wells Fargo Bank

1101 Buchanan Dr, Burnet, TX 78611, USA

+1 (512) 756-8121

www.wellsfargo.com

ACE Cash Express

14708 Hiram Clarke Rd C, Houston, TX 77053, USA

+1 (713) 434-9992

www.acecashexpress.com

BBVA Bank

2310 E Main St, Eagle Pass, TX 78852, USA

+1 (830) 757-8411

www.bbvausa.com

Walmart Money Center

Big Spring, TX 79720, USA

www.walmart.com

LoanStar Title Loans

6422 S Padre Island Dr, Corpus Christi, TX 78412, USA

+1 (361) 792-7012

www.loanstartitleloans.net

Happy State Bank ATM

101 N Dumas Ave, Dumas, TX 79029, USA

+1 (800) 447-2265

www.happybank.com

EZ Money

1741 7th St, Bay City, TX 77414, USA

+1 (979) 244-1060

www.getezmoney.com

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