Welcome to Our Online Loan Referral Service


2822 US-287, Vernon, TX 76384, USA
+1 (800) 447-2265
www.happybank.com
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you read some of the opinions of our customers.

I tried to borrow money from Happy State Bank ATM. They rejected me. Why then say they approve everyone even those with bad credit?? Bad service. Besides, got many calls with an offer to take out a loan. I do not recommend this lender.

Allison Ratke

Freaking out interest rate. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady in the office was very disrespectful. Not satisfied. Better seek another loan provider.

Mrs. Rosamond Crona

Beware! It’s a fake! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your contact data!!

Andrew Buckridge

Applied for a payday loan second time. Got rejected! No suggestion WHY! No explanation. Tricky service.

Prof. Sterling Marvin

Wasted too much time with this lender. They charge hidden fees! Seek elsewhere

Ms. Vivian Satterfield

I got payday loan from Happy State Bank ATM twice. Paid off all my loans successfully. Today wanted to borrow more, but they approved me for only $300 ???

Prof. Alek Pfeffer

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Vernon, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Vernon, New York. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can help people who have low credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a payday loan if you are confident that you can make payments in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Vernon, Texas

TitleMax Title Loans

5152 Fredericksburg Rd Suite 100, San Antonio, TX 78229, USA

+1 (210) 526-7252

www.titlemax.com

Cash Store

600 E Ben White Blvd STE 400, Austin, TX 78704, USA

+1 (512) 416-9900

www.cashstore.com

Southside Bank

1015 S Jackson St, Jacksonville, TX 75766, USA

+1 (903) 589-0303

www.southside.com

Loanstar Title Loans

412 S Industrial Blvd, Euless, TX 76040, USA

+1 (817) 358-1732

www.loanstartitleloans.net

NavyArmy Community Credit Union

5725 Spohn Dr, Corpus Christi, TX 78414, USA

+1 (800) 622-3631

www.navyarmyccu.com

Opportunity Plan Inc

504 24th St, Canyon, TX 79015, USA

+1 (806) 655-2528

www.opportunityplan.com

Charles Johnson Finance

615 N 1st St, Carrizo Springs, TX 78834, USA

+1 (830) 876-3000

Associated Credit Union of Texas - La Marque

920 1st St, La Marque, TX 77568, USA

+1 (409) 945-4474

locations.acutx.org

Z Cash

342 Farm to Market 1960 Rd W, Houston, TX 77090, USA

+1 (281) 866-0620

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