Welcome to Our Online Loan Referral Service

2.6 7 reviews

6411 N Navarro St, Victoria, TX 77904, USA
+1 (361) 575-8394
www.ibc.com
Thursday
10AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you see the feedback of our customers.

Great service it's just always extremely slow.

Dr. Edwin Zulauf

Their customer service agents calls you on a weekly basis to harass you.

Dee Toy

Usually very friendly and very good about extending their services

Allison Green

Best place if u want a quick loan and top friendly service. They have everything you want and need. This place is the only one I trust completely. Stop by they'll take …

Dayton Koepp

… Kyle and Charlie were very very helpful and they helped us get what we needed. Very efficient and Courteous. We will return and make loans there if needed in the future.

Juwan Rolfson

The staff is extremely helpful and always make you feel welcome.

Ignacio Hegmann DDS

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Victoria, Virginia

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Victoria, Virginia are taken out hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will IBC Bank help take out a payday loan in Victoria, Virginia?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Victoria, Virginia. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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OneMain Financial

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LoanStar Title Loans

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Texas Car Title & Payday Loan Services, Inc.

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TitleMax Title Loans

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Nunez Lending

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BancorpSouth Bank

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Texan Credit Corporation

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