Welcome to Our Online Loan Referral Service

4.9 11 reviews

1700 N Valley Mills Dr, Waco, TX 76710, USA
+1 (254) 761-2000
extracobanks.com
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM

Domain Info

Created Date

1999-01-14

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Extraco Banks

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Extraco Banks | Waco: Bosque?

Here you read the feedback of our customers.

Thanks to the team of Extraco Banks | Waco: Bosque. Quick solution of the arisen problems, quick decision on the payday loan. I definitely recommend this service.

Alfonzo Walter

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Helen Macejkovic

Not the first time I use Extraco Banks | Waco: Bosque. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Nestor Schumm

Not the first time I use Extraco Banks | Waco: Bosque. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Amelia Lockman

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Waco, North Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and fast to take out loans in Waco, North Carolina. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

36% APR small loan cap

How will Extraco Banks | Waco: Bosque help take out a payday loan in Waco, North Carolina?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Waco, nc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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