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4 14 reviews

2101 N Fulton St, Wharton, TX 77488, USA
+1 (979) 282-2300
www.texasgulffcu.org
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

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What people think about Texasgulf Federal Credit Union?

Below you find some of the testimonials of our clients.

It wanted to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Texasgulf Federal Credit Union. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very nice lender.

Dr. Jaylon Bins MD

They approve applicants urgently and transfer funds the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Tod Dicki

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Wharton, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Wharton, New Jersey is are simple to access. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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