Welcome to Our Online Loan Referral Service

5 7 reviews

851 US-377, Whitesboro, TX 76273, USA
+1 (903) 564-3577
www.firstunitedbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-06-12

Mailing Address

Company Name

Contact Data

Feedback about First United Bank?

Here you read the feedback of our customers.

Friendly and professional people who go the extra mile for their customers.

Mr. Dan Farrell PhD

Just plain hometown folks.

Gay Hirthe

The bank is well kept and in a safe area.

Kody Kuhlman PhD

We tried a high amount and it got declined due to going over my cars limit.

Rahsaan Goodwin

Nice, quick, and helpful service

Miss Stella Schamberger IV

Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Whitesboro, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Whitesboro, New York is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

25% small loan cap

How will First United Bank help issue a payday loan in Whitesboro, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to take out a loan. The lender process many aspects such as financial solvency to approve the form. Payday loans in Whitesboro, New York may help level up your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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