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4.9 91 reviews
Loan agency in Wichita Falls, Texas

1800 Kemp Blvd, Wichita Falls, TX 76309, USA
+1 (940) 723-9393
westernshamrock.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Western Finance?

Below you get acquainted with some of the testimonials of our customers.

Great service and hands down best place to get a loan!!

Nikolas Dach

Great customer service and atmosphere.

Ettie Jacobi

Awsome place to get a loan respecfull people

Carissa Rippin

Pay Attention

The previous three items charactirize a certain lender. But below you can find common data about payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Wichita Falls, Texas. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can rescue people who have low credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a payday loan if you are assured that you can afford payments in a timely manner.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Wichita Falls, Texas

World Acceptance

502 N Greer Blvd, Pittsburg, TX 75686, USA

+1 (903) 856-1600

Plains Federal Credit Union

209 W 4th St, Plainview, TX 79072, USA

+1 (806) 293-7091

www.plainsfcu.com

CashMax Title & Loan

1319 S Jackson St, Jacksonville, TX 75766, USA

+1 (903) 541-2274

www.cashmaxtexas.com

Cliff's Check Cashing #3

718 Fort Worth Dr, Denton, TX 76201, USA

+1 (940) 383-2735

www.cliffscheckcashing.com

First Financial Bank

29818 Farm to Market 1093 #100, Fulshear, TX 77441, USA

+1 (281) 346-0221

www.ffin.com

Global Monetary Funding Partnership

520 Bonham, San Antonio, TX 78205, USA

+1 (210) 224-0902

DAB Loans, LLC

1701 Ave K, Hondo, TX 78861, USA

Regional Finance

459 Uvalde Rd, Houston, TX 77015, USA

+1 (832) 623-7068

branches.regionalfinance.com

Fair Cash Pawn

3725 S Carrier Pkwy Ste. #105, Grand Prairie, TX 75052, USA

+1 (214) 412-3008

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