American Thrift Payday Loans Review

5 2 reviews

Loan agency in Wichita Falls, Texas

Organization owner?

715 10th St, Wichita Falls, TX 76301, USA

+1 (940) 766-3392

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

What people think about American Thrift?

Below you read some of the reviews of our clients.

Cindy and Paula are very good at handling money matters, great advice also.

Amely Corwin

Paula and Cindy or the sweetest ladys.

Wilfred Moen

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Wichita Falls, Texas is are simple to access. The interest rate is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can help consumers who have poor credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a payday loan if you are convinced that you can make payments punctually.

To get approved for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.