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4.9 86 reviews
Loan agency in Wichita Falls, Texas

4708 K Mart Dr Ste H, Wichita Falls, TX 76308, USA
+1 (940) 766-3112
westernshamrock.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Shamrock Finance?

Below you see some of the opinions of our clients.

Very friendly staff with excellent service

Dr. Billie Wolf

Great customer service and company helps build credit.

Etha Olson

Great place for a small loan and credit building!

Mac Kunde

Pay Attention

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is hassle-free and speedy to get approved for payday loans in Wichita Falls, Texas. The interest rate will be set individually for each applicant and will depend on the personal data the client provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Wichita Falls, Texas

Karnes County National Bank

301 E Calvert, Karnes City, TX 78118, USA

+1 (830) 780-3317

www.kcnb.com

CashStand Payday

1502 W University Dr Ste 101, McKinney, TX 75069, USA

+1 (800) 944-9820

United Heritage Credit Union - ATM Only

1801 E Whitestone Blvd (FM 1431, Cedar Park, TX 78613, USA

+1 (512) 435-4545

www.uhcu.org

Woodforest National Bank

14215 FM 2100, Crosby, TX 77532, USA

+1 (281) 462-8244

www.woodforest.com

EZMoney

426 W Southline St, Cleveland, TX 77327, USA

+1 (281) 432-1451

Sun Loan Company

1101 E Hwy 6 Ste H, Alvin, TX 77511, USA

+1 (281) 585-0373

www.sunloan.com

TitleMax Title Loans

2715 Thornton Ln, Temple, TX 76502, USA

+1 (254) 774-6944

www.titlemax.com

First Cash Pawn

625 W Tyler Ave, Harlingen, TX 78550, USA

+1 (956) 423-8888

www.firstcash.com

Colonial Banking Center Manager - Deborah George

110 N Main St, Cleburne, TX 76033, USA

+1 (817) 774-2265

www.gocolonial.com

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