Welcome to Our Online Loan Referral Service

3.9 11 reviews

1911 9th St, Wichita Falls, TX 76301, USA
+1 (940) 322-1234
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Feedback about Shamrock Jewelry & Loan?

Here you get acquainted with the feedback of our customers.

Fast friendly service, reasonable value for pawning, quite sure best in town

Garrison Glover V

My husband and I stopped in and had a great experience!

Dr. Gerda Simonis

I recommend this place to anyone!

Dr. Tommie Hagenes Jr.

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Wichita Falls, Texas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and fast to issue loans in Wichita Falls, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Shamrock Jewelry & Loan help take out a loan in Wichita Falls, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Wichita Falls, tx will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Wichita Falls, Texas

Frost Bank

501 S Shoreline Blvd, Corpus Christi, TX 78401, USA

+1 (361) 844-1010

locations.frostbank.com

Wells Fargo Bank

3806 Loop 306, San Angelo, TX 76904, USA

+1 (325) 657-8782

www.wellsfargo.com

Texas Car Title & Payday Loan Services, Inc.

375 N Main St, Lumberton, TX 77657, USA

+1 (409) 755-6060

texascartitleandpaydayloanservicesinc.com

City Bank

2426 N Grandview Ave, Odessa, TX 79761, USA

+1 (432) 367-5000

www.city.bank

Check `n Go

482 TX-123, Seguin, TX 78155, USA

+1 (830) 379-8400

locations.checkngo.com

Western Finance

600 Bandera Rd #1, San Antonio, TX 78228, USA

+1 (210) 734-6491

westernshamrock.com

BBVA Bank

1671 W Henderson St, Cleburne, TX 76033, USA

+1 (817) 641-4465

www.bbvausa.com

Walmart Money Center

4517 Midland Dr, Midland, TX 79707, USA

+1 (432) 697-0871

www.walmart.com

PlainsCapital Bank

2705 Bee Cave Rd Ste 120, Austin, TX 78746, USA

+1 (512) 457-7500

www.plainscapital.com

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