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Feedback about Union Square Credit Union?
Here you read the reviews of our customers.
Loan process was easy and we highly recommend them !!! We have bought and sold several homes and this was by far the best experience we have ever had : ) We also moved …
Dawn Monahan III
The rates are wonderful and the staff is friendly and helpful!
Jennyfer Heathcote
Great and friendly people work here.
Geovanni Raynor
Pay Attention
Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific features.
Payday Loans in Wichita Falls, Texas
According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.
Problem-free financial products are considered as payday loans in Wichita Falls, tx. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Union Square Credit Union help take out a loan in Wichita Falls, Texas?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then press a Submit button to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Wichita Falls, tx will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Wichita Falls, Texas
Chapman's Check Cashing
1121 W Waco Dr, Waco, TX 76707, USA
+1 (254) 754-2003
locations.moneygram.com
OneMain Financial
5901 Wesley St #111, Greenville, TX 75402, USA
+1 (903) 455-6915
www.onemainfinancial.com
Texas Car Title & Payday Loan Services, Inc.
105 W Broadway St, Brownfield, TX 79316, USA
+1 (806) 637-9505
texascartitleandpaydayloanservicesinc.com
ACE Cash Express
251 SW Wilshire Blvd #104, Burleson, TX 76028, USA
+1 (817) 295-9929
www.acecashexpress.com
First United Bank Fredericksburg South
1108 S State Hwy 16, Fredericksburg, TX 78624, USA
+1 (830) 997-0990
www.firstunitedbank.com
Hill Country Loans
428 Main St, Kerrville, TX 78028, USA
+1 (830) 315-3155
www.hillcountryloanstx.com
