Welcome to Our Online Loan Referral Service

3.3 3 reviews

601 Lott St, Yoakum, TX 77995, USA
+1 (361) 293-5221
locations.prosperitybankusa.com
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas, United States

Company Name

Prosperity Bank

Prosperity Bank

Contact Data

What people think about Prosperity Bank - Yoakum?

Below you find some of the reviews of our clients.

Thanks!! The money were sent to my bank account as promised – the same day. I closed the loan before the due date and had no problems. The process is speedy and legit. Be a responsible client and you will have no issues.

Harmon Nikolaus

I want to say Many Thanks to the staff of Prosperity Bank - Yoakum. They offer fast solution to any unexpected money problems. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was bad. I will 100% use this website if I need money in the future.

Garland Maggio

I am a regular client of Prosperity Bank - Yoakum. It is very convenient to apply online. The APR was good. Their staff always reply quickly.

Dr. Makenna Waters PhD

Pay Attention

The previous three items describe a precise lender. But below you can find common details about payday loans.

Payday Loans in Yoakum, Texas

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Yoakum, Texas is are simple to get. The interest rate is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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