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3.7 3 reviews
Loan agency in Bountiful, Utah

245 W 500 S, Bountiful, UT 84010, USA
+1 (801) 294-8900

Domain Info

Created Date


Mailing Address

Kansas, United States

Company Name

QC Holdings

QC Holdings

Contact Data

What people think about CheckSmart?

Below you see some of the reviews of our customers.

Thank you for the top-quality service. Your managers helped me throughout the process. It’s convenient that you only need an ID to get cash.

Prof. Janick Jacobs

They only ask for an ID to verify you. Last week I was fined and needed some cash to hold on. These guys approved me although I had a bad credit score. Online and easy process. Highly recommend!

Dave Friesen

I recommend CheckSmart to every person who need extra cash. I’ve been using them for 3rd time. Always amazing service!

Kara Hyatt II

I applied for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.

Brenda Brakus


Below you can review general information about payday loans and their common aspects.

Payday Loans in Bountiful, Utah

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Bountiful, Utah. Loans from payday lenders can get you money quickly. Your interest rate will depend on several things.



Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in Bountiful, Utah

Goldenwest Credit Union

1805 W Sunset Blvd, St. George, UT 84770, USA

+1 (435) 656-7205


1st Choice Money Center

7210 S 900 E, Midvale, UT 84047, USA

+1 (801) 565-7919


1st Choice Money Center

4071 W 5415 S, Salt Lake City, UT 84118, USA

+1 (801) 968-1577


Loyal Loans

181 E 30 N, American Fork, UT 84003, USA


Security Finance

1899 W 4700 S B4, Taylorsville, UT 84129, USA

+1 (801) 964-6323


ATM (Flagstar Bank)

6925 Union Park Center # 315, Midvale, UT 84047, USA

+1 (888) 248-6423


Goldenwest Credit Union

410 E 1700 S, Clearfield, UT 84015, USA

+1 (801) 621-4550


Security Finance

787 S Bluff St, St. George, UT 84770, USA

+1 (435) 674-0293


Hillcrest Bank (Mortgage Office)

8941 S 700 E STE 102, Sandy, UT 84070, USA

+1 (801) 565-4000