Welcome to Our Online Loan Referral Service

4.8 63 reviews
Loan agency in Layton, Utah

1550 N Main St Ste H, Layton, UT 84041, USA
+1 (801) 773-0129
www.1stchoicemoney.com
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
Closed

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Choice Money Center?

Here you see the reviews of our clients.

Quick and easy service with affordable rates.

Dr. Isaac Heller Jr.

Overall great experience- great customer service!

Rolando Auer

Exellent customer services and easy way to pay back the loan.

Muhammad Price

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Layton, New Jersey

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to take out loans in Layton, New Jersey. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

30% usury cap

How will 1st Choice Money Center help issue a payday loan in Layton, New Jersey?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Layton, New Jersey. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Layton, Utah

Check `n Go

704 E Main St, Price, UT 84501, USA

+1 (435) 856-0540

locations.checkngo.com

Security Finance

1147 W Hwy 40, #103, Vernal, UT 84078, USA

+1 (435) 789-1390

www.securityfinance.com

Precision Home Loans

2297 N Hill Field Rd #102, Layton, UT 84041, USA

+1 (801) 728-0550

Jordan Credit Union

6375 13400 S, Herriman, UT 84096, USA

+1 (801) 446-7337

jordan-cu.org

Money 4 You Installment Loans

4876 S 1900 W, Roy, UT 84067, USA

+1 (801) 825-1695

money4youpaydayloans.com

Horizon Credit Union

1270 E 1450 S, Clearfield, UT 84015, USA

+1 (801) 779-0949

www.myhorizoncu.com

Cache Valley Bank

82 W Main St, Price, UT 84501, USA

+1 (435) 637-1272

cachevalleybank.com

U.S. Bank Branch

60 S 100 E, St. George, UT 84770, USA

+1 (435) 986-5506

locations.usbank.com

State Bank of Southern Utah

250 W Main St, Escalante, UT 84726, USA

+1 (435) 826-5000

www.sbsu.com

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