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Loan agency in Layton, Utah

760 N Main St Suite B, Layton, UT 84041, USA
+1 (801) 336-4143
www.loansbyworld.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the reviews of our clients.

She got me what I needed and treated me with respect.

Mr. Maynard Davis

Doreen is such a nice and sweet person knows her stuff.

Connor Sawayn

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Layton, New Jersey

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Layton, New Jersey is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

30% usury cap

How will World Finance help issue a payday loan in Layton, New Jersey?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Layton, New Jersey. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Layton, Utah

Frontier Financial Inc

443 Apple Tree Dr, Alpine, UT 84004, USA

+1 (801) 763-1230

Cache Valley Bank

1710 Main St, North Logan, UT 84341, USA

+1 (435) 755-6736

www.cachevalleybank.com

Cash In Minutes

238 E State Rd, Pleasant Grove, UT 84062, USA

+1 (801) 899-4933

First Utah Bank

4168 W 12600 S, Riverton, UT 84096, USA

+1 (801) 316-6700

www.firstutahbank.com

Chartway Federal Credit Union

5338 S, College Dr, Murray, UT 84123, USA

+1 (800) 678-8765

chartway.com

Mountain America Credit Union

2104 W Sunset Blvd, St. George, UT 84770, USA

+1 (435) 656-0131

www.macu.com

Bank of the West

2011 Blackstone Rd, Salt Lake City, UT 84121, USA

+1 (801) 943-9738

www.bankofthewest.com

Security Service Federal Credit Union

10490 S 1300 E, Sandy, UT 84094, USA

+1 (800) 525-9570

www.ssfcu.org

Cash America Pawn

1156 W Riverdale Rd #6, Riverdale, UT 84405, USA

+1 (801) 399-4142

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