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4.7 45 reviews

12 S Main St, Layton, UT 84041, USA
+1 (801) 813-1600

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Feedback about First Community Bank?

Here you read the feedback of our clients.

This lender did a great job getting my business a PPP loan. They were right on top of things and the process was clean, straight forward and timely, I got the loan ahead …

Dr. Guy Tromp

Great customer service, friendly employees, and wonderful to work with!

Dr. Sincere Goyette

Couldn't be happier with the service!

Prof. Brooke Marquardt DVM

Great customer service, friendly employees, and wonderful to work with!

Lorenza Kshlerin

Couldn't be happier with the service!

Jessy Parisian

If you need a business "partner" that cares about you this is the place.

Jadyn Walker

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Layton, New Jersey

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to issue loans in Layton, New Jersey. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.


30% usury cap

How will First Community Bank help take out a payday loan in Layton, New Jersey?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the request. Payday loans in Layton, New Jersey may help level up your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

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