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4.7 149 reviews
Loan agency in Orem, Utah

948 N State St, Orem, UT 84057, USA
+1 (801) 221-8898
www.1stchoicemoney.com
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Choice Money Center?

Here you get acquainted with the reviews of our clients.

I am so grateful for their service!

Clint Haag

Don't waste your time with this trashy place.

Jayda Will

Super friendly and very polite staff.

Leann Legros DDS

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Orem, Utah

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Orem, Utah are taken out problem-free. The interest percentage is dependent on the client's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will 1st Choice Money Center help issue a payday loan in Orem, Utah?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Orem, Utah. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Orem, Utah

Central Bank - Mapleton

385 N Main St, Mapleton, UT 84664, USA

+1 (801) 489-5640

cbutah.com

KeyBank

11433 State St, Draper, UT 84020, USA

+1 (801) 816-3777

www.key.com

Cash America Pawn

1633 7800 S, West Jordan, UT 84084, USA

+1 (801) 566-1116

Courtesy Loans

191 N Grayson Pkwy #109-5, Blanding, UT 84511, USA

+1 (435) 678-7878

Cottle Capital Group

563 W 500 S, Bountiful, UT 84010, USA

+1 (801) 617-2100

www.cottlecapital.com

D.L. Evans Bank

944 US-89, Logan, UT 84321, USA

+1 (435) 753-3532

dlevans.com

Q C Finance

948 West 1150 South #3, Brigham City, UT 84302, USA

+1 (435) 723-6093

America First Credit Union

2722 Red Cliffs Dr, St. George, UT 84790, USA

+1 (800) 999-3961

www.americafirst.com

Check Max

1726 W North Temple STE C, Salt Lake City, UT 84116, USA

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