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4.9 409 reviews
Loan agency in Provo, Utah

984 S University Ave, Provo, UT 84601, USA
7 years in business
+1 (801) 373-2049

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


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Feedback about 1st Choice Money Center?

Here you read the feedback of our clients.

I used to go to payday loans until I discovered 1st choice! A friend referred me. Carolina was awesome and my family and I were out of there quickly! Thanks first choice!

Dr. Bridgette Ortiz

They're amazing...they've helped me out when I've been completely out of luck! Just pay them back! And they're cool.. Wont go anywhere else for a payday loan

Ward Braun

Super friendly staff who are easy to work with.

Laurie Von

Very unprofessional place with rude and no respectable staff/employees.

Taya Feest II

Super friendly staff who are easy to work with.

Josh Dickens IV

Very unprofessional place with rude and no respectable staff/employees.

Tracy Hamill

Great service and great people.

Roselyn Nikolaus

Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Provo, Utah

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Provo, Utah is issued simply and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.



Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will 1st Choice Money Center help issue a payday loan in Provo, Utah?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Provo, Utah. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Provo, Utah

USU Credit Union

695 E 1000 N, Logan, UT 84321, USA

+1 (435) 753-4080


1st Choice Money Center

1700 N State St Suite 19, Provo, UT 84604, USA

+1 (801) 375-0087


Goldenwest Credit Union

5025 Adams Ave, Ogden, UT 84403, USA

+1 (801) 621-4550


America First Credit Union

5438 13400 S, Herriman, UT 84096, USA

+1 (800) 999-3961


Dollar Loan Center

2210 W 3500 S, West Valley City, UT 84119, USA

+1 (801) 983-9127


U.S. Bank ATM - Orem

1220 S State St, Orem, UT 84097, USA

+1 (800) 872-2657


First Community Bank

136 W 12300 S, Draper, UT 84020, USA

+1 (801) 813-1630


Axiom Financial

1750 Park Ave, Park City, UT 84060, USA

+1 (435) 659-1390

Mr Money Installment Loans

8392 S 700 E, Sandy, UT 84070, USA

+1 (801) 568-0178