Welcome to Our Online Loan Referral Service

5 reviews

800 US-40, Roosevelt, UT 84066, USA
+1 (435) 722-0149
www.utahpowercu.org
Monday
8AM–1PM, 2–4:30PM
Tuesday
8AM–1PM, 2–4:30PM
Wednesday
8AM–1PM, 2–4:30PM
Thursday
8AM–1PM, 2–4:30PM
Friday
Closed
Saturday
Closed
Sunday
Closed

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Feedback about Utah Power Credit Union?

Here you read the reviews of our customers.

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Joe Kerluke IV

I borrowed $300 for several days. When the loan was returned, they applied a great commissions, I had to pay almost $400.

Miss Freeda Strosin III

I took out $300 for several days. When the loan was returned, they applied a great commissions, I had to pay almost $400.

Serenity Yundt Sr.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Lon Tillman

Pay Attention

Above-shown info offers the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Roosevelt, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Roosevelt, New York are issued hassle-free. The interest rate depends on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

25% small loan cap

How will Utah Power Credit Union help issue a loan in Roosevelt, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Roosevelt, ny will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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