Welcome to Our Online Loan Referral Service

5 13 reviews
Loan agency in Salt Lake City, Utah

1445 State St, Salt Lake City, UT 84115, USA
+1 (801) 484-1250
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM

Feedback about Loan Smart LS?

Here you grapple with the reviews of our clients.

want to express my deep gratitude to Loan Smart LS for believing my case. I had some problems with a credit rating, but this company helped me out and issued a loan.

Rhiannon Howell

Loan Smart LS applied for a loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Alexis Schaden IV

Yesterday I needed money, I decided to addressed Loan Smart LS. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Miss Stephania Cruickshank

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Salt Lake City, Utah

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Salt Lake City, Utah are taken out easily. The interest rate depends on the borrower's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will Loan Smart LS help issue a payday loan in Salt Lake City, Utah?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Salt Lake City, Utah. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Salt Lake City, Utah

Principal Financial Group

85 25600 North Rd, Snowville, UT 84336, USA

+1 (435) 319-6806

www.principal.com

LendNation

1145 Washington Blvd #2, Ogden, UT 84404, USA

+1 (801) 394-7400

www.lendnation.com

America First Credit Union

611 Pacific Dr, American Fork, UT 84003, USA

+1 (800) 999-3961

www.americafirst.com

OE Federal Credit Union

8805 S, Sandy Pkwy Suite 15, Sandy, UT 84070, USA

+1 (801) 566-1753

oefederal.org

Nice Guys Loans

1259 S 800 E, Orem, UT 84097, USA

+1 (801) 836-3333

niceguysloans.com

Check City

7263 State St, Midvale, UT 84047, USA

+1 (801) 563-3056

www.checkcity.com

Granite Credit Union

12538 Creek Meadow Rd, Riverton, UT 84065, USA

+1 (801) 288-3000

www.granite.org

America First Credit Union

3190 S Richmond St, Salt Lake City, UT 84106, USA

+1 (800) 999-3961

www.americafirst.com

ATM (Key Bank)

57 E Main St, Tremonton, UT 84337, USA

www.key.com

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