Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Salt Lake City, Utah

220 State St #94, Salt Lake City, UT 84111, USA
+1 (855) 967-0673
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM
Saturday
7AM–8PM
Sunday
7AM–8PM
Monday
7AM–8PM

What people think about Pacifica Lending?

Below you see some of the opinions of our customers.

Easy application. I only needed an ID and a bank account. Immedaite approval. The first time I was accepted for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Repaid the debt earlier than agreed. If required, the term can be also extended.

Ms. Earline Mosciski DDS

I have already used this website twice and I was very satisfied with the rates. This is the only 24/7 service with competitive rates in my city.

Stanford Casper MD

I contacted Pacifica Lending for a loan. Everything was done very fast. Had the money in my account the same day. Employees are very competent. Best experience!

Grayson Conn

I am a regular client of Pacifica Lending. It is very easy to apply online. The APR was reasonable. Their managers always respond quickly.

Addie Lockman

Important

Now you can review general features of payday loans.

Payday Loans in Salt Lake City, Utah

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial problems in Salt Lake City , Utah because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Salt Lake City, Utah

Cyprus Credit Union

2769 S 5600 W, West Valley City, UT 84120, USA

+1 (801) 260-7600

www.cypruscu.com

Alta Mortgage Financial Inc.

6925 Union Park Center #550, Midvale, UT 84047, USA

+1 (801) 944-4440

www.altamortgagefinancial.com

Mountain America Credit Union

495 Station Pkwy, Farmington, UT 84025, USA

+1 (385) 489-6081

www.macu.com

TitleMax Title Loans

1849 W 12600 S, Riverton, UT 84065, USA

+1 (801) 256-6666

www.titlemax.com

America First Credit Union (inside Park City Market)

1500 Snow Creek Dr, Park City, UT 84060, USA

+1 (800) 999-3961

www.americafirst.com

Cash America Pawn

7189 3500 S, West Valley City, UT 84128, USA

+1 (801) 252-0377

American Title Loans

699 State St, Clearfield, UT 84015, USA

+1 (801) 825-0555

americantitleloans.com

Bank of the West

142 E 200 S, Salt Lake City, UT 84111, USA

+1 (801) 531-3400

www.bankofthewest.com

Bountiful Pawn and Sales

135 500 W, Bountiful, UT 84010, USA

+1 (801) 992-3991

bountifulpawn.com

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