What people think about Pacifica Lending?
Below you see some of the opinions of our customers.
Easy application. I only needed an ID and a bank account. Immedaite approval. The first time I was accepted for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Repaid the debt earlier than agreed. If required, the term can be also extended.
Ms. Earline Mosciski DDS
I have already used this website twice and I was very satisfied with the rates. This is the only 24/7 service with competitive rates in my city.
Stanford Casper MD
I contacted Pacifica Lending for a loan. Everything was done very fast. Had the money in my account the same day. Employees are very competent. Best experience!
Grayson Conn
I am a regular client of Pacifica Lending. It is very easy to apply online. The APR was reasonable. Their managers always respond quickly.
Addie Lockman
Important
Now you can review general features of payday loans.
Payday Loans in Salt Lake City, Utah
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the right solution to your short-term financial problems in Salt Lake City , Utah because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.
APR
658%*
Max Loan
No Limit
Min Term
Not specified
Max Term
70 days (10 weeks)
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.
APR Calculator
Other Payday Lenders in Salt Lake City, Utah
Pawn Plus Half Off Title Loans
875 W Red Cliffs Dr #13, Washington, UT 84780, USA
+1 (435) 986-1900
www.pawnplusutah.com
OneMain Financial
875 W Red Cliffs Dr #9, Washington, UT 84780, USA
+1 (435) 986-9243
www.onemainfinancial.com
Red Rock Financial of Murray
4842 State St, Murray, UT 84107, USA
+1 (801) 255-8101
www.redrockfinancialloans.com
Cash Store
870 West 1150 South Ste C, Brigham City, UT 84302, USA
+1 (435) 723-4800
www.cashstore.com
University Federal Credit Union
7220 S Highland Dr, Cottonwood Heights, UT 84121, USA
+1 (801) 481-8870
www.ucreditu.com
