Community Bank, N.A. Payday Loans Review

4.2 5 reviews

Organization owner?

103 Lower Main St W, Johnson, VT 05656, USA

+1 (802) 635-2371

cbna.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

2003-04-09

Mailing Address

5790 WIDEWATERS PKWY, SYRACUSE, NY, 13214-1884, United States

Company Name

Wilson, Michael

Community Bank

Contact Data

[email protected]

3153794628

Feedback about Community Bank, N.A.?

Here you grapple with the reviews of our customers.

Friendly, knowledgable and professional staff!

Sincere Grady

The staff is always helpful and friendly

Ms. Kayla Will

I like that they have many locations.

Prof. Anissa Herman DDS

Quick easy great location up at Walmart

Alvina Padberg

I highly recommend the Jackson Hewitt team in Dover NH

Myrna Welch

I was pleasantly surprised with the service this place provided.

Ignacio Kulas

Strongly recommend to all Vets!

Dr. Sallie Aufderhar

I had an good experience and everything went well.

Dr. Cloyd Little

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Johnson, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Johnson, New York are issued problem-free. The interest percentage depends on the customer's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Community Bank, N.A. help take out a payday loan in Johnson, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Johnson, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Johnson, Vermont

Vermont VA Federal Credit Union

1285 VA Cutoff Rd, White River Junction, VT 05001, USA

+1 (802) 295-5104

www.vtvafcu.com