Welcome to Our Online Loan Referral Service

4.5 15 reviews

614 N Hartland Rd, White River Junction, VT 05001, USA
+1 (802) 295-7805
www.maccu.org
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM

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Feedback about Members Advantage Community Credit Union?

Here you get acquainted with the reviews of our customers.

I tried to borrow money from Members Advantage Community Credit Union. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Nathanael Abbott

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the fees.

Felton Boyer

I tried to borrow money from Members Advantage Community Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Desiree Bartoletti

High interest rate. When paying off a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Dessie Hessel

Pay Attention

Lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in White River Junction, Vermont

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in White River Junction, Vermont is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

18% APR small loan cap

How will Members Advantage Community Credit Union help take out a loan in White River Junction, Vermont?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in White River Junction, vt review this circumstance not a hindrence to take out a loan. The customer of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only resolve current issues, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in White River Junction, Vermont

River Valley Credit Union

820 Putney Rd, Brattleboro, VT 05301, USA

+1 (800) 728-5871

www.rivercu.com

Berkshire Bank

20-22 West St, Rutland, VT 05701, USA

+1 (802) 773-5477

www.berkshirebank.com

Edward Jones - Financial Advisor: Ana M Saavedra

225 Main St Suite 1, Brattleboro, VT 05301, USA

+1 (802) 257-4144

www.edwardjones.com

KeyBank

315 N Main St, Barre, VT 05641, USA

+1 (802) 476-4135

www.key.com

Edward Jones - Financial Advisor

3 Pitkin Ct #101, Montpelier, VT 05602, USA

+1 (802) 223-3425

www.edwardjones.com

Members Advantage Community Credit Union

160 Main St, Windsor, VT 05089, USA

+1 (802) 674-2508

www.maccu.org

Vermont VA Federal Credit Union

1285 VA Cutoff Rd, White River Junction, VT 05001, USA

+1 (802) 295-5104

www.vtvafcu.com

Vermont Community Loan Fund

15 State St, Montpelier, VT 05602, USA

+1 (802) 223-1448

www.investinvermont.org

Bar Harbor Bank & Trust

189 Vermont Route 12 South, Randolph, VT 05060, USA

+1 (802) 728-6597

www.barharbor.bank

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