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4.2 5 reviews
Loan agency in Abingdon, Virginia

613 E Main St, Abingdon, VA 24210, USA
+1 (276) 628-7609
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–1PM
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Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Abingdon, Virginia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to take out loans in Abingdon, Virginia. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Choice Cash Advance help take out a payday loan in Abingdon, Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Abingdon, Virginia. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Abingdon, Virginia

Virginia National Bank

1900 Arlington Blvd, Charlottesville, VA 22903, USA

+1 (434) 817-8550

www.vnb.com

C&F Stonefield Financial Center

3920 Lenox Ave, Charlottesville, VA 22901, USA

+1 (434) 284-4422

www.cffc.com

Edward Jones - Financial Advisor: Abe Halterman

5 Killdeer Ln, Dayton, VA 22821, USA

+1 (540) 879-2019

www.edwardjones.com

American National Bank and Trust Company

1646 Graves Mill Rd, Lynchburg, VA 24502, USA

+1 (434) 386-6300

www.amnb.com

TowneBank, Branch Location

9000 W Huguenot Rd, Richmond, VA 23235, USA

+1 (804) 323-1147

townebank.com

U.S. Bank ATM - Kingsmill Resort

1010 Kingsmill Rd, Williamsburg, VA 23185, USA

+1 (800) 872-2657

usbank.com

Bank of America ATM (Drive-thru)

7110 Harrison Rd, Fredericksburg, VA 22407, USA

+1 (844) 401-8500

Hard Money Lenders Newport News VA

1 Old Oyster Point Rd, Newport News, VA 23602, USA

C&F Bank

12308 Patterson Ave, Richmond, VA 23238, USA

+1 (804) 672-4077

www.cffc.com

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