Welcome to Our Online Loan Referral Service

2.6 5 reviews

400 N Columbus St #204, Alexandria, VA 22314, USA
+1 (703) 647-7097
democracyfcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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What people think about Democracy Federal Credit Union?

Below you read some of the reviews of our customers.

I want to say Many Thanks to the staff of Democracy Federal Credit Union. They offer quick solution to any unexpected money issues. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was not perfect. I will 100% use this service if I need money in the future.

Juanita Pacocha

I needed $1000 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of lenders online. Democracy Federal Credit Union is the most credible loan provider in Alexandria.

Rowan Blick

Important

Above there is information about a definite company. Below you can read common aspects of payday loans.

Payday Loans in Alexandria, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Alexandria, Pennsylvania is are easy to get. The APR is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on other factors. They will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Alexandria, Virginia

Virginia Auto Loans, Inc.

2650 Valley Ave, Winchester, VA 22601, USA

+1 (540) 542-0580

Riverside Pawn Piney Forest

1380 Piney Forest Rd, Danville, VA 24540, USA

+1 (434) 836-0101

riverside-pawn-piney-forest.business.site

Courthouse Pawnshop INC

6743 Main St, Gloucester, VA 23061, USA

+1 (804) 693-0362

courthousepawnshop.com

Express Check Advance

2048 S Sycamore St, Petersburg, VA 23805, USA

+1 (804) 722-1606

www.expresscheckadvance.com

Trustar Bank- Operations Office

774a Walker Rd Suite 220, Great Falls, VA 22066, USA

+1 (703) 547-4700

www.trustarbank.com

DuPont Community Credit Union - West Main

2200 W Main St, Waynesboro, VA 22980, USA

+1 (540) 946-3200

www.mydccu.com

Lafayette Federal Credit Union

2231 Crystal Dr r150, Arlington, VA 22202, USA

+1 (800) 888-6560

www.lfcu.org

Assurance Financial-Fredericksburg

3006 Lafayette Blvd, Fredericksburg, VA 22408, USA

+1 (540) 300-3805

assurancemortgage.com

Capital Bank, N.A.

10700 Parkridge Blvd Suite 180, Reston, VA 20191, USA

+1 (540) 227-8088

capitalbankmd.com

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