Welcome to Our Online Loan Referral Service

4.2 10 reviews

1110 Main St, Altavista, VA 24517, USA
+1 (434) 369-7300
www.bankofthejames.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Bank of the James - Altavista?

Below you find some of the testimonials of our clients.

Always the nicest people.

Ms. Ruby Hickle V

Best bank I've ever dealt with and love the attention they pay to me.

Garrison Rowe

The ladies that work here are amazing and very professional love this location

Pauline Bednar

Had another great experience this year.

Flo Bartoletti DDS

Great place to file taxes.

Rosanna Abernathy

They helped us close our loan very quickly and efficiently.

Prof. Lazaro Kris DDS

Not good for return phone calls

Aditya Gleichner

Important

Now you can see general features of payday loans.

Payday Loans in Altavista, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Altavista, Virginia is are easy to access. The interest rate is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are confident that you can afford payments without delays.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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