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What people think about Bank of the James - Altavista?
Below you find some of the testimonials of our clients.
Always the nicest people.
Ms. Ruby Hickle V
Best bank I've ever dealt with and love the attention they pay to me.
Garrison Rowe
The ladies that work here are amazing and very professional love this location
Pauline Bednar
Had another great experience this year.
Flo Bartoletti DDS
Great place to file taxes.
Rosanna Abernathy
They helped us close our loan very quickly and efficiently.
Prof. Lazaro Kris DDS
Not good for return phone calls
Aditya Gleichner
Important
Now you can see general features of payday loans.
Payday Loans in Altavista, Virginia
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Altavista, Virginia is are easy to access. The interest rate is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are confident that you can afford payments without delays.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Altavista, Virginia
United Bank
1265 Seminole Trail, Charlottesville, VA 22901, USA
+1 (434) 973-1664
www.bankwithunited.com
Kroger Money Services
1159 Emmet St N, Charlottesville, VA 22901, USA
+1 (434) 293-5176
moneyservices.kroger.com
Apple Federal Credit Union
7696 Richmond Hwy UNIT F, Alexandria, VA 22306, USA
+1 (703) 788-4800
www.applefcu.org
First Virginia
5900 E Virginia Beach Blvd #256, Norfolk, VA 23502, USA
+1 (757) 461-1680
www.ccfi.com
Bank of America ATM
4500 Fortuna Center Plaza, Montclair, VA 22025, USA
+1 (844) 401-8500
locators.bankofamerica.com
