First National Bank Payday Loans Review

4 4 reviews

Organization owner?

130 S Main St, Amherst, VA 24521, USA

+1 (434) 946-7814

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

What people think about First National Bank?

Below you read some of the reviews of our customers.

First National Bank seems credible. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $700. Closed the loan as agreed. The employees were friendly, they gave immediate answers to all my questions. No troubles. But their interest rates are average.

Kayli Konopelski PhD

Used First National Bank for the third time. The lender is credible. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Dr. Liza Feest PhD

I took out for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this site on the Internet. Other lender charged sky high rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.

Tom Hagenes

Pay Attention

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Amherst, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Amherst, Massachusetts. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.