First Citizens Bank Payday Loans Review

3.5 4 reviews

Organization owner?

304 E Main St, Bedford, VA 24523, USA

+1 (540) 586-5648

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our customers.

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Dr. Sandy Rempel III

Sky-scraper interest rate. When paying back a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Seamus Leffler

I took out $300 for several days. When the loan was returned, they applied a huge fees, I had to pay almost $400.

Mr. Lawson Cormier

Pay Attention

Above-specified info offers the details about a exact lender. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Bedford, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Bedford, New York is taken out simply and quickly. The interest rate is set depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will First Citizens Bank help take out a payday loan in Bedford, New York?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Bedford, New York. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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+1 (800) 822-0382

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Navy Federal Credit Union ATM

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+1 (888) 842-6328

www.navyfederal.org

Allied Cash Advance

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Cameron Miller - MassMutual Financial Advisors

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+1 (757) 490-4392

www.massmutual.com