Welcome to Our Online Loan Referral Service

3 2 reviews

1629 Forest Rd, Bedford, VA 24523, USA
+1 (434) 237-1566
www.mybcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

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Feedback about Beacon Credit Union?

Here you get acquainted with the feedback of our customers.

I tried to borrow money from Beacon Credit Union. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Prof. Isabella Greenfelder

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Briana Schmeler

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Prof. Henri Jakubowski III

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Ms. Alexane Gutkowski V

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Bedford, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Bedford, New York are issued easily. The interest percentage is conditional on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Beacon Credit Union help take out a loan in Bedford, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Bedford, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Kroger Money Services

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OneMain Financial

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Farm Credit of the Virginias

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+1 (276) 386-6551

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Farmers Bank

1119 S Church St, Smithfield, VA 23430, USA

+1 (757) 357-4777

www.farmersbankva.com

Carter Bank & Trust

3203 Waterlick Rd, Lynchburg, VA 24502, USA

+1 (434) 239-7383

www.cbtcares.com

HomeTrust Bank - Brambleton Ave

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ATM M&t Bank

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