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4.9 146 reviews
Loan agency in Bluefield, Virginia

Ridgeview Plaza, 4037 College Ave, Bluefield, VA 24605, USA
+1 (276) 322-2838
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
8–11AM

Feedback about Advance America?

Here you read the reviews of our clients.

Laura, is great any time I need assistance. Cash Advance is my #1 cash to payday go to!

Romaine Bernier

Great place to do your loan needs very fast and friendly service.

Jacky Quitzon

They are very nice and friendly people who work there.

Houston Bayer

Extremely rude and unprofessional.

Elnora Schimmel

She yelled at me to "go to Uhaul!" and hung up the phone.

Dr. Alfred Will DDS

They are by far the cheapest rental around.

Mrs. Karlie Crooks

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Bluefield, Virginia

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Bluefield, Virginia is taken out simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Advance America help issue a loan in Bluefield, Virginia?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Bluefield, Virginia. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bluefield, Virginia

TitleMax Title Loans

2505 Memorial Ave, Lynchburg, VA 24501, USA

+1 (434) 338-1241

www.titlemax.com

Nationwide Money Services

Blacksburg, VA 24060, USA

OneMain Financial

247 Commonwealth Blvd W #6, Martinsville, VA 24112, USA

+1 (276) 632-0216

www.onemainfinancial.com

Advance America

407-B England St, Ashland, VA 23005, USA

+1 (804) 752-3520

www.advanceamerica.net

Apple Federal Credit Union

8400 Chatsworth Dr, Manassas, VA 20109, USA

+1 (703) 788-4800

www.applefcu.org

Woodforest National Bank

1028 Richmond Ave, Staunton, VA 24401, USA

+1 (540) 886-5604

www.woodforest.com

National Bank - Galax

605 E Stuart Dr, Galax, VA 24333, USA

+1 (276) 236-6104

nbbank.com

Atlantic Union Bank

7349 Ladysmith Rd, Ruther Glen, VA 22546, USA

+1 (804) 448-3100

www.atlanticunionbank.com

Crusader Cash Advance

328 Towne Center Dr, Abingdon, VA 24210, USA

+1 (276) 739-7900

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