Welcome to Our Online Loan Referral Service

4.1 9 reviews

550 E Water St Suite 100, Charlottesville, VA 22902, USA
+1 (434) 995-5423
www.bankofthejames.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Bank of the James - Charlottesville Main Office?

Below you read some of the testimonials of our clients.

The staff is very professional and always makes me feel welcome.

Corene Harris

I highly recommend him for all your real estate needs!

Sarah Crooks

She gets you in and out in a timely manner.

Dr. Mae Haag IV

This place is my all time go to.

Prince Wisozk

Would give 0 stars if I could.

Muriel Watsica

I highly recommend this Tax Service and especially Kellie!

Carlos Nitzsche

We went yesterday and the customer service was excellent.

Emiliano Sauer

I will always recommend people to Jackson and Hewitt

Mrs. Aracely Langosh

Amazing customer service!

Hayden Haag

This place is only out for your money!

Zoe Hills

I feel I received great professional advice!

Calista Schinner

Pay Attention

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Charlottesville, Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Charlottesville, Virginia. The APR will be set specifically for each client and will depend on the personal data the client entered.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Charlottesville, Virginia

Regional Finance

7225 Bell Creek Rd Suite 268, Mechanicsville, VA 23111, USA

+1 (804) 789-6060

branches.regionalfinance.com

Allied Cash Advance

18243 Forest Rd Unit #9, Lynchburg, VA 24502, USA

+1 (434) 385-1357

PNC Bank

5581 Merchants View Sq, Haymarket, VA 20169, USA

+1 (703) 753-7219

apps.pnc.com

Edward Jones - Financial Advisor: Christopher R Eastwood, AAMS®

1295 South Boston Rd, Danville, VA 24540, USA

+1 (434) 791-2595

www.edwardjones.com

First Horizon Bank

260 S Main St, Rocky Mount, VA 24151, USA

+1 (540) 488-6005

www.firsthorizon.com

ValleyStar Credit Union

1801 Dabney Rd, Richmond, VA 23230, USA

+1 (800) 475-6328

www.valleystar.org

ALL MERCHANT FUNDING

1545 Crossways Blvd, Chesapeake, VA 23320, USA

+1 (800) 628-1001

www.allmerchantfunding.com

C&F Bank

13200 Midlothian Turnpike, Midlothian, VA 23113, USA

+1 (804) 794-0033

www.cffc.com

Armed Forces Bank ATM

204 Pershing Dr Bldg 441, Fort Myer, VA 22211, USA

+1 (888) 929-2265

www.afbank.com

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