Welcome to Our Online Loan Referral Service

4 24 reviews

225 Merchant Walk Ave, Charlottesville, VA 22902, USA
+1 (434) 202-0424
www.bankofthejames.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Bank of the James - 5th Street Station?

Here you get acquainted with the feedback of our customers.

Great local bank that offers 1 on 1 service.

Cade Mueller

Always a quick and friendly staff!

Dr. Larue Kuhlman Jr.

An awesome location!

Jovan Torphy Jr.

Amazing customer service skills and just wonderful to talk to and fast service.

Zackary Kunde

Very professional, great people to work with!

Milo Pouros

Just Love the Experience every year!!

Carolyne Bernier

Jackson Hewitt is blessed to have these two wonderful people on their team.

Cordia Hagenes

I always appreciate his integrity and knowledgeable service.

Eunice Lebsack

I will always recommend you to people I know needing a mortgage.

Joe Bednar

Carl was a pleasure to work with!

Bonita Emmerich V

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Charlottesville, Virginia

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Charlottesville, va. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank of the James - 5th Street Station help take out a payday loan in Charlottesville, Virginia?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Charlottesville, Virginia. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Charlottesville, Virginia

Lendmark Financial Services LLC

544 E Stuart Dr Suite B, Galax, VA 24333, USA

+1 (276) 236-0796

www.lendmarkfinancial.com

Evolve Bank & Trust Home Loan Center

1206 Laskin Rd # 115, Virginia Beach, VA 23451, USA

+1 (800) 485-1387

www.getevolved.com

First Virginia

4356 Holland Road #102, Virginia Beach, VA 23452, USA

+1 (757) 544-9292

www.ccfi.com

S.A.M. Check Cashing Machine

801 Boulevard, Colonial Heights, VA 23834, USA

+1 (804) 520-2881

www.samcodirect.com

Benchmark Bankshares Inc

100 S Broad St, Kenbridge, VA 23944, USA

+1 (434) 676-9054

www.bcbonline.com

City National Bank

1830 Valley Ave, Winchester, VA 22601, USA

+1 (540) 667-6777

www.bankatcity.com

Advance America

2100 Wards Rd, Lynchburg, VA 24502, USA

+1 (434) 832-0349

City National Bank

38 N Central Ave, Staunton, VA 24401, USA

+1 (540) 886-0796

www.bankatcity.com

MoneyGram

2100 Wards Rd, Lynchburg, VA 24502, USA

+1 (434) 832-0349

locations.moneygram.com

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