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Feedback about Bank of the James - 5th Street Station?
Here you get acquainted with the feedback of our customers.
Great local bank that offers 1 on 1 service.
Cade Mueller
Always a quick and friendly staff!
Dr. Larue Kuhlman Jr.
An awesome location!
Jovan Torphy Jr.
Amazing customer service skills and just wonderful to talk to and fast service.
Zackary Kunde
Very professional, great people to work with!
Milo Pouros
Just Love the Experience every year!!
Carolyne Bernier
Jackson Hewitt is blessed to have these two wonderful people on their team.
Cordia Hagenes
I always appreciate his integrity and knowledgeable service.
Eunice Lebsack
I will always recommend you to people I know needing a mortgage.
Joe Bednar
Carl was a pleasure to work with!
Bonita Emmerich V
Pay Attention
Above-defined info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.
Payday Loans in Charlottesville, Virginia
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are considered as payday loans in Charlottesville, va. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Bank of the James - 5th Street Station help take out a payday loan in Charlottesville, Virginia?
- Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then a customer should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Charlottesville, Virginia. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Charlottesville, Virginia
First Bank & Trust Co. - Wytheville
1290 N 4th St, Wytheville, VA 24382, USA
+1 (276) 228-1125
www.firstbank.com
OneMain Financial
967 Providence Square Shopping Center #16, Virginia Beach, VA 23464, USA
+1 (757) 495-8405
www.onemainfinancial.com
Virginia Commonwealth Bank
15104 Northumberland Hwy, Burgess, VA 22432, USA
+1 (804) 453-4754
www.vcb.bank
