Welcome to Our Online Loan Referral Service

5 reviews

242 N Main St, Chase City, VA 23924, USA
+1 (434) 372-5145
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the feedback of our customers.

Great staff and easy to access the building.

Joanny Zieme

Did I get an apology?...nope....Did I get my money back?...nope..

Dr. Giovanni Bayer II

Absolutely ridiculous one has to wait in line in the drive thru!

Mr. Alberto Wiza

Very disappointed with lack of loyalty to regular customers.

Mr. Savion Buckridge

Very disappointed in the customer service of a hometown bank.

Theodora Hettinger

I would much rather go to another bank the only plus is this one is cheaper

Obie Crooks

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Chase City, Virginia

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Chase City, Virginia are taken out hassle-free. The interest percentage is dependent on the customer's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help take out a loan in Chase City, Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Chase City, va consider this circumstance not a drawback to take out a loan. The recipient of a loan should be ready to objectively assess financial abilities, take out a loan, pay off the debt on schedule and not only cope with current problems, but improve the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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Navy Federal Credit Union

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Edward Jones - Financial Advisor: Tim Talley, AAMS®

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First Community Bank

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Mariner Finance

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Bank of Clarke County

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+1 (800) 650-8723

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