Welcome to Our Online Loan Referral Service


1 S Main St, Chatham, VA 24531, USA
+1 (434) 432-2311
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the testimonials of our clients.

Disappointed client! Was rejected for no reason. My credit was average.

Barry Shields Jr.

APR too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…

Mr. Bill Kohler

This lender is a rip off. I will never use again. $30 goes towards loan and you keep $81 for interest.

Adonis Herzog DVM

Seek elsewhere!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.

Efren Kemmer

This website is a scam. I will never apply again. $30 goes towards loan and you keep $84 for interest.

Jodie Bogisich

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Chatham, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Chatham, New York. The interest rate will be set individually for each case and will depend on the personal information the borrower filled in.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Chatham, Virginia

Personal Finance

7600A Leesburg Pike # 300, Falls Church, VA 22043, USA

+1 (703) 394-4931

www.personalfinancecompany.com

Bank of America ATM

13623 Genito Rd, Midlothian, VA 23112, USA

+1 (844) 401-8500

locators.bankofamerica.com

First Citizens Bank

11730 Hull Street Rd, Midlothian, VA 23112, USA

+1 (804) 744-7576

locations.firstcitizens.com

Principal Financial Group

515 Commerce Dr, Bluefield, VA 24605, USA

+1 (276) 744-5906

Advance America

7700 Backlick Rd Ste. A, Springfield, VA 22150, USA

+1 (703) 455-3050

www.advanceamerica.net

Woodforest National Bank

12200 Chattanooga Plaza, Midlothian, VA 23112, USA

+1 (804) 763-5671

www.woodforest.com

Chesapeake Bank - Chesterfield

10000 Courtview Ln, Chesterfield, VA 23832, USA

+1 (804) 414-3070

chesbank.com

Woodforest National Bank

125 Washington Square Plaza, Fredericksburg, VA 22405, USA

+1 (540) 373-5950

www.woodforest.com

Navy Federal Credit Union

13493 Hull Street Rd, Midlothian, VA 23112, USA

+1 (888) 842-6328

www.navyfederal.org

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