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Feedback about BayPort Credit Union?
Here you grapple with the reviews of our customers.
Very polite and friendly staff
Hanna Trantow
Nearly waited in line for 10 mins with two tellers working the counter.
Bria Mitchell
Always a pleasant experience, very friendly!
Ms. Bettye Jenkins Sr.
Pay Attention
Above-specified info provides the details about a definite lender. Below-defined info is devoted to shared information about payday loans.
Payday Loans in Chesapeake, Virginia
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Chesapeake, Virginia are taken out easily. The interest percentage depends on the client's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will BayPort Credit Union help take out a loan in Chesapeake, Virginia?
- 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Chesapeake, va will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Chesapeake, Virginia
Regional Finance
6810-A Bland St, Springfield, VA 22150, USA
+1 (703) 245-6008
branches.regionalfinance.com
Edward Jones - Financial Advisor: Mark A Hillyard
603 E Jubal Early Dr, Winchester, VA 22601, USA
+1 (540) 662-5343
www.edwardjones.com
Carter Bank & Trust
81 Franklin St #2341, Weyers Cave, VA 24486, USA
+1 (540) 234-9588
www.cbtcares.com
Heritage Bank
1313 Dolley Madison Blvd # 100, McLean, VA 22101, USA
+1 (703) 356-6610
www.heritagebanknw.com
