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Created Date
1996-07-06
Mailing Address
Company Name
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Feedback about Old Point National Bank Lending Office?
Here you get acquainted with the reviews of our clients.
I always appreciate his integrity and knowledgeable service.
Stanford Beer
I will always recommend you to people I know needing a mortgage.
Prof. Jerrod Fadel MD
Carl was a pleasure to work with!
Jordon Marks
Great staff - great service - great coffee and drinks!
Pat Wisozk V
Friendly staff and quick service even with constant people in the drive thru.
Mr. Cornell O'Keefe II
Beautiful location and area, as well.
Cordelia Mills
I did however work my first day and it was and awesome job.
Kelley O'Conner
Always an amazing experience.
Kamren Hermann MD
Woman at front desk very VERY RUDE.
Stephany Heidenreich
Very disappointed with lack of loyalty to regular customers.
Lonie Medhurst
Very disappointed in the customer service of a hometown bank.
Prof. Janis Schaden
I would much rather go to another bank the only plus is this one is cheaper
Prof. Theron Blanda Sr.
Great staff and easy to access the building.
Dr. Alanna Grady
Did I get an apology?...nope....Did I get my money back?...nope..
Mrs. Genevieve Nitzsche
Absolutely ridiculous one has to wait in line in the drive thru!
Rogers Waelchi
Pay Attention
The first three points show the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.
Payday Loans in Chester, New York
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.
Such financial products as payday loan in Chester, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.
APR
25% small loan cap
How will Old Point National Bank Lending Office help take out a payday loan in Chester, New York?
- 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
After filling out an application, submit it and recieve the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Chester, New York. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will show the cost of the loan. It takes seconds to see the result.
APR Calculator
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