Welcome to Our Online Loan Referral Service

5 reviews

5601 Ironbridge Pkwy Suite 101, Chester, VA 23831, USA
+1 (804) 512-0800
oldpoint.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5AM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1996-07-06

Mailing Address

Company Name

Contact Data

Feedback about Old Point National Bank Lending Office?

Here you get acquainted with the reviews of our clients.

I always appreciate his integrity and knowledgeable service.

Stanford Beer

I will always recommend you to people I know needing a mortgage.

Prof. Jerrod Fadel MD

Carl was a pleasure to work with!

Jordon Marks

Great staff - great service - great coffee and drinks!

Pat Wisozk V

Friendly staff and quick service even with constant people in the drive thru.

Mr. Cornell O'Keefe II

Beautiful location and area, as well.

Cordelia Mills

I did however work my first day and it was and awesome job.

Kelley O'Conner

Always an amazing experience.

Kamren Hermann MD

Woman at front desk very VERY RUDE.

Stephany Heidenreich

Very disappointed with lack of loyalty to regular customers.

Lonie Medhurst

Very disappointed in the customer service of a hometown bank.

Prof. Janis Schaden

I would much rather go to another bank the only plus is this one is cheaper

Prof. Theron Blanda Sr.

Great staff and easy to access the building.

Dr. Alanna Grady

Did I get an apology?...nope....Did I get my money back?...nope..

Mrs. Genevieve Nitzsche

Absolutely ridiculous one has to wait in line in the drive thru!

Rogers Waelchi

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Chester, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Chester, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Old Point National Bank Lending Office help take out a payday loan in Chester, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Chester, New York. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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