Welcome to Our Online Loan Referral Service

3.3 14 reviews

11900 Chester Village Dr, Chester, VA 23831, USA
+1 (804) 748-9488
www.argentcu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

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Feedback about Argent Credit Union?

Here you read the reviews of our customers.

Phone calls for online banking services are answered quickly.

Camilla Stiedemann

Bank tellers are great, but management is not the friendliest.

Dr. Kaia Sawayn

Great offering of services from investments to loans to account services.

Efren Lesch

Pay Attention

Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Chester, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Chester, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Argent Credit Union help take out a loan in Chester, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Chester, New York may help improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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