Welcome to Our Online Loan Referral Service

4.4 7 reviews

727 N Main St, Culpeper, VA 22701, USA
+1 (540) 825-0565
www.paynescheckcashing.com
Friday
10AM–9PM
Saturday
10AM–9PM
Sunday
11AM–5PM
Monday
10AM–8PM
Tuesday
10AM–8PM
Wednesday
10AM–8PM
Thursday
10AM–8PM

Domain Info

Created Date

2006-02-11

Mailing Address

10 CORPORATE DR, STE 300, BURLINGTON, MASSACHUSETTS, 01803, United States

Company Name

DOMAIN PRIVACY SERVICE FBO REGISTRANT

THE ENDURANCE INTERNATIONAL GROUP, INC.

Contact Data

[email protected]

+1.8017659400

Feedback about Payne's Check Cashing?

Here you get acquainted with the reviews of our customers.

If the owner is viewing this, your staff is super friendly!!

Jenifer Murray

Thanks for cashing our stimulus check when no one else would!!

Prof. Melyssa Schaefer

Friendly tellers and quick service!

Dr. Viva Ritchie PhD

Nice people who work hard to get the transaction done.

Mrs. Freda Goldner

John, Lavonne and all the staff are like family!

Amir Altenwerth

Mark has been easy to work with.

Mr. Jonatan Hagenes II

Good service but very slow.

Krystina Metz

It needs serious work to make it less of a "ghetto-type" atmosphere!

Lavada Stanton

Their customer service eroded considerably over the years.

Mr. Randal Botsford

Great to work with, highly recommend Don and The company.

Elaina Gleason

They answered all my questions and responded to all my inquiries very promptly.

Adrienne Kuphal

Competitive rates and great service!

Bradly Mohr

I had an outstanding experience.

Prof. Jessie Wisoky V

She made what can be a stressful process a breeze!

Joany Kreiger

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Culpeper, Virginia

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Culpeper, va. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Payne's Check Cashing help take out a loan in Culpeper, Virginia?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Culpeper, Virginia. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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