Welcome to Our Online Loan Referral Service

4.6 7 reviews

127 W Rockingham St, Elkton, VA 22827, USA
+1 (540) 298-1251
www.fmbankva.com
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2012-02-21

Mailing Address

Virginia, United States

Company Name

Contact Data

What people think about F&M Bank?

Below you read some of the reviews of our customers.

I needed $900 to buy a suit for a party. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. F&M Bank seemed the most transparent financial institution in Elkton.

Ila Bradtke

F&M Bank rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was straightforward and fast. I like their competent client support service and reasonable rates. I will 100% recommend this website to my relatives and friends.

Roger Medhurst

It decided to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via F&M Bank. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.

Marlen Gutkowski

It needed to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via F&M Bank. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.

Bessie Rowe

Was invited to a birthday party but was empty at that time. A friend recommended me to use F&M Bank. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was very easy.

Faye Casper I

Thank you for the exceptional service. Your managers guided me throughout the application. It’s cool that you only need an ID to get approved.

Prof. Shania Trantow

Important

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Elkton, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Elkton, Virginia is are easy to get. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments on scheduled.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.

APR Calculator

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