Domain Info
Created Date
1995-07-28
Mailing Address
Company Name
Contact Data
What people think about First Citizens Bank?
Below you find some of the reviews of our customers.
I have already submitted an application to this company 2 times and I was very happy with the rates. This is the only day and night service with affordable rates in my area.
Travon Simonis PhD
A good payday lender. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Vena Cummings
I needed $400 to buy a bike. The only solution was to apply for a cash advance. Found a lot of financial institutions online. First Citizens Bank seemed the most transparent financial institution in Emporia.
Dr. Zita Berge
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Emporia, Virginia
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is easy and speedy to get accepted for payday loans in Emporia, Virginia. The interest rate will be set specifically for each case and will depend on the personal data the client entered.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments punctually.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
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