Welcome to Our Online Loan Referral Service


214 W Atlantic St, Emporia, VA 23847, USA
+1 (434) 634-7223
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you find some of the reviews of our customers.

I have already submitted an application to this company 2 times and I was very happy with the rates. This is the only day and night service with affordable rates in my area.

Travon Simonis PhD

A good payday lender. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Vena Cummings

I needed $400 to buy a bike. The only solution was to apply for a cash advance. Found a lot of financial institutions online. First Citizens Bank seemed the most transparent financial institution in Emporia.

Dr. Zita Berge

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Emporia, Virginia

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Emporia, Virginia. The interest rate will be set specifically for each case and will depend on the personal data the client entered.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments punctually.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Emporia, Virginia

Woodforest National Bank

5001 Nine Mile Rd, Richmond, VA 23223, USA

+1 (804) 362-9407

www.woodforest.com

Bank of the James

501 V.E.S. Rd, Lynchburg, VA 24503, USA

+1 (434) 386-3450

www.bankofthejames.bank

USA Checks Cashed

2012 Riverside Dr, Danville, VA 24540, USA

+1 (434) 799-5444

Citizens One Home Loans - Patti Redfern

10561 Telegraph Rd, Glen Allen, VA 23059, USA

+1 (804) 627-4146

lo.citizensone.com

Argent Federal Credit Union Operations Center

11651 Alliance Cir, Chester, VA 23831, USA

+1 (804) 748-2234

www.argentcu.org

Alison D Cougill | Fairway Independent Mortgage Corporation Loan Officer

4900 Cox Rd Suite 195, Glen Allen, VA 23060, USA

+1 (804) 334-3174

www.fairwayindependentmc.com

First Cash Pawn

516 S Van Dorn St, Alexandria, VA 22304, USA

+1 (703) 823-3800

www.firstcash.com

Langley Federal Credit Union

415 Wythe Creek Rd, Poquoson, VA 23662, USA

+1 (757) 827-5328

www.langleyfcu.org

Lendmark Financial Services LLC

7526 W Broad St, Richmond, VA 23294, USA

+1 (804) 672-7100

www.lendmarkfinancial.com

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