Welcome to Our Online Loan Referral Service

4.8 16 reviews

17000 Forest Rd # A, Forest, VA 24551, USA
+1 (434) 534-8080
www.bankofthejames.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

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Feedback about Bank of the James - Forest?

Here you read the reviews of our customers.

Very friendly staff especially Jared Anderson highly recommend.

Lorine Kautzer

They're very thorough and make you feel like family.

Marlen Jaskolski

I am still continually impressed with the customer service of the branches, esp.

Laury Crist

Friendly scale house people.

Vallie Cormier

This place will never see my trucks again.

Kareem Halvorson IV

The employees here were very friendly.

Mr. Casper Stamm

Pay Attention

Above-defined info provides the details about a exact lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Forest, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Forest, Virginia. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank of the James - Forest help issue a payday loan in Forest, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Forest, Virginia may help enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Forest, Virginia

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Northwest Federal Credit Union

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+1 (703) 709-8900

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HomeTrust Bank - North Danville

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Bank of America ATM (Drive-thru)

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Advance America

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M&T Bank

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locations.mtb.com

Blue Ridge Bank

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